About the Property & Seller

1. Why is the property being sold? Understanding the seller’s motivation can provide valuable insights into both the property and seller’s circumstances. Selling due to relocation might mean the property is in good condition, whereas a sale due to financial difficulties may mean potential concerns or offer negotiation leverage for the buyer. Determining how quickly they want to sell will also indicate whether there’s room for negotiation.
2. How long has the property been on the market? The listing duration offers clues about the property’s demand and price competitiveness. If a property has been listed for a while, there might be underlying issues, or the asking price could be too high – powerful information for negotiations.
3. Has the property repeatedly changed hands? If the current homeowners are moving after a short period of time, you should find out why. A property that has frequently changed hands likely has serious problems.
4. Have the sellers had any offers? The estate agent is legally obliged to tell you about other offers on the property, but not the amount, unless the seller allows them to. Knowing whether any other offers have been made will inform you of the urgency of making an offer and negotiation opportunities.
5. Has the seller found their next home? If the seller has found another home, they may be keen to sell their property as fast as possible. Otherwise, you could face the risks, delays, and uncertainty associated with a chain. This question helps you to gage their urgency to move and know where you stand.  
6. What’s included in the sale price? For first-time buyers, knowing what comes with the property – like appliances, fixtures, or garden furniture – is essential for budgeting. Establishing a clear inventory of what’s included with the property avoids misunderstandings and extra costs later.

Structure and Condition

1. How old is the property? Older properties often have character and unique charms not found in newer builds. However, they can also present challenges and require more upkeep, like outdated electrical systems and less efficient insulation. Knowing the age can help you anticipate the costs of potential repairs, renovation and preservation efforts.
2. Has the property been renovated or extended? It’s important to understand any significant changes made to the property, as renovations and extensions can signal past issues or alterations affecting the property’s structural health. If the house has been altered, ensure all modifications have proper planning permissions and certifications – undocumented projects may raise concerns about compliance with building codes and compliance.
3. Are there any planning permissions or restrictions? Even if you’re not planning modifications, it’s essential to be aware of permissions or restrictions. This includes local zoning laws, conservation area rules, and covenants that may limit property alterations. Understanding these factors can help you evaluate the feasibility and potential costs of future projects.
4. Are there any ongoing or historic maintenance issues? Ask about damp, leaks, pests, or any other problems that might not be immediately visible. Enquire about how they were resolved and any preventative measures in place. Past issues are not only indicative of potential reoccurring problems and costly repairs but can also affect a home’s livability and resale value.
5. What is the energy efficiency rating of the property? Energy Performance Certificates (EPCs) provide a rating that summarises the property’s energy efficiency. Comparing potential homes’ EPC ratings can give first-time buyers an idea of running costs. An energy-efficient home will include features such as modern insulation, double glazed windows, and efficient heating systems.
6. What condition is the roof in? The condition of the roof is a vital aspect of the property’s overall health. Look for missing tiles, visible leaks, and sagging. Also ask about the age of the roof and whether any recent repairs have been made. Roof repairs and replacements are a large expense.

It is also highly recommended to consider a professional home survey to fully assess and understand a property’s condition and potential defects. Often, home surveys are arranged after your offer has been accepted but before exchanging contracts. Our team of RICS-certified surveyors will help you to identify potential problems, avoiding costly repairs and hassle in the future, offering peace of mind as you purchase your first home.

Property Location & Surroundings

1. What is the neighbourhood like? As the buyer, you’ll want to know about noise levels, safety, and the overall local atmosphere to gage if you will enjoy living in the area. You can ask the estate agent about the neighbours and any issues they may have caused. Visit at different times of day and use online resources to gather insights into the area.
2. What are the local amenities nearby? The availability and quality of local amenities will also play a significant role in your daily convenience. Check for essentials like schools, shops, parks, healthcare, and public transport links. Even if they are not significant to you now, properties in areas with robust amenities often hold or increase in value over time.
3. What local plans could affect the property? Local plans are documents that guide future developments in a specific area, including housing, employment, and land use. These can affect properties in different ways and are best to know about ahead of time. For example, if you’re viewing a property because you love its field facing gardens, you will want to know whether there is a planning application for new homes in the field.
4. What is the parking situation? You will want to understand the parking arrangements for yourself and your guests. Determine whether there’s a driveway, garage, dedicated parking space, or if you’ll need a street parking permit.

Financial & Legal Questions

1. Can I see copies of the property’s utility bills? As a first-time buyer, you will especially benefit from reviewing recent utility bills to build a realistic view of what you can expect to spend each month and therefore budget accordingly. You will also learn about a home’s efficiency and seasonal utility cost trends.
2. Is the property freehold or leasehold? The distinction between freehold and leasehold ownership affects your rights and responsibilities. Freehold means you own the property and land outright, while leasehold involves leasing the land from a freeholder, often with extra costs like ground rent and service charges. Ownership type impacts everything from renovations to financing and should be a key factor in your decision making.
3. What is the council tax band? Council tax is a local taxation system with bands ranging from A (the lowest) to H (the highest) based upon a property’s ratable value. The more expensive a property is, the higher the Council Tax band. The band determines the amount of council tax you’ll pay, which can vary widely between areas and property value. Knowing the specific band helps you to account for it in your monthly budget.
4. Are there any included warranties or guarantees? There are significant benefits to warranties or guarantees included with a property, both financially and emotionally, offering confidence in your purchase as a first-time buyer. These often cover appliances, systems, renovations, and structural work, ensuring any defects or malfunctions within a certain time frame are rectified without additional costs to you as the new owner.

Conclusion  

House viewings are your opportunity to take a closer look at a property in person and decide whether it is somewhere you would like to live. It pays off to be thorough and ask multiple questions, so you don’t overlook any critical details as a first-time buyer.

With rigorous preparation, attention to detail, and professional advice when needed, you’ll be well equipped to find your dream home. Our house viewing checklist guides you through each phase of a house viewing, from pre-viewing research to in-person checks and post-viewing reflections.

A professional home survey offers an impartial and objective look at a property, which in combination with our surveyors’ wealth of skills and experience, means we are more likely to spot problems you may not notice as a first-time buyer. Investing in a home survey equips you with vital information, allows you to financially prepare for repairs, avoid unexpected surprises, and negotiating power if needed.

To find out more about our RICS Home Survey Level 2, RICS Home Survey Level 3, and Watsons Bespoke Survey, read more here or call our team on 0333 220 1234.